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3 REASONS WHY MINOR BUMPER DAMAGE SHOULD NOT BE IGNORED
Minor bumper damage can happen while in traffic or while parking, in your own garage, or at work. It is unexpected, but even if the damage is minor, it should not be ignored.
SAFETY
Bumpers are on vehicles to lessen damage to certain areas of the auto and to increase the safety of the occupants. When minor incidents happen, we are thankful that it was not worse and thankful it wasn’t more expensive. Because the damage is so minor, it is often put aside to address later or not at all. But since the bumpers are in place to protect, even minor damage can harm the integrity of this safety.
Bumpers are built with reinforcements that may include such material as styrofoam. If the material under the bumper is damaged, the next impact could be worse when the original damage is not repaired.
INSURANCE CLAIMS
Insurance is for when the unexpected happens. That’s why we have it. When the damage is so minor, however, some car owners will consider not filing a claim. Whether it be the headache of handling or in the case of it being one’s fault, and owing a deductible, minor bumper damage is often put on the back burner.
Insurance companies are in place to help us with that unexpected hardship, but they are also in the business of making a profit. It is important to fix minor bumper damage when it happens. If damage is not claimed when it happens and in the case of another claim, the claim will be difficult because the insurance provider will want to deny because of original damage.
RESALE VALUE
Typically, our automobiles are not going to last a lifetime. On average, Americans change vehicles every 6 years.
If you want to trade in your vehicle for the next car or truck, the dealership will inspect your vehicle. The evaluation will consider not only age and model of the vehicle, but its mileage and appearance. The appearance is the most subjective area for a dealership to adjust a value of a vehicle. Beyond the usual upkeep of washing and waxing, any minor bumper damage must be repaired before taking to a dealership. Repaired damage will help your trade-in value!
After years of experience, driving will change for a senior citizen. From insurance changes to physical challenges, everyday driving will be increasingly more difficult. If you have family members in their early 60s, now is the time to prepare for these changes.
As a consumer, you have certain rights when a collision happens and repairs are performed. These rights can vary from state to state. In the state of Oklahoma, be sure to know your rights when you are in need of repairs for your vehicle.
Oh the stress of studying for your driver’s license! It may have even been decades ago, but we all still remember the many rules we had to learn in order to obtain a license. Unfortunately as the days and years pass, we forget many of the laws we were required to know and observe as drivers. And each day, many drivers break these laws. Because the rules are in place for safety, it is important for a refresher course. Avoid needless collisions and tickets by relearning the driving laws you may have forgotten.
We drive to work, we drive for fun, and we drive to vacation destinations. No matter the reason for our driving, the most important thing is to be safe. While our vehicles are still evolving with the latest safety features, there are gadgets and accessories that can assist with that safety. Whether it’s for beloved family or the person who has everything, these are 5 gifts that can give that driver some peace of mind.
Road Rage is at an all-time high with congested commutes and full schedules. No matter if it’s the highway, city street, or rural 4-way stop, there are everyday situations that are frustrating drivers. Even the drive-thru can present a disagreement with driving. So, what is happening? Even if there are more vehicles on the road, there are written laws and unwritten courtesies that we should be observing. However, many times there are two sides to a story…
The majority of hit-and-run accidents involve a parked vehicle. And over 60% of those happen in parking lots. You may have been a victim of this type of accident and discovered the damage once you returned to your car. This is the fear of any driver, returning to a damaged car with no idea what happened or who is responsible. Being a victim in the situation can ruin anyone’s day but what if you are the one who hit the parked vehicle? There are actions you must take to protect yourself in this situation.
If you have kids, you will eventually have teens that are old enough to drive. It is an exciting time for these new drivers, but it is just the opposite for parents. Teenagers are 3 times more likely to have an accident than young adults in their 20s. Most of the accidents are because of inexperience and riskier behavior. Since this is the case, a new driver can be very costly to insure, whether you add them to your policy or they have their own. There are benefits with each option as well as drawbacks. Is it better to carry your teen on your policy or for them to have their own policy? It depends…
Technology has brought us many features for our vehicles. Some are for convenience and some are for safety. Even some are just for fun. One of the latest gadgets that is all 3 is the dash cam. Chances are you have seen dash cam footage on Youtube or Facebook. The camera records road activity from the dash or front windshield vantage point. There are also dash cams that record the activity behind the vehicle. With video being the most credible evidence available, this affordable purchase should be considered. These are the many reasons to buy a dash cam now…
No one plans on having an accident but it happens. And the reality is there is probability of it happening while we are far from home. Whether it be travel for your work or a family vacation, an accident can happen. Do you know how to prepare or what to do in case of an accident while in another state?
Each year, the National Highway Traffic Safety Administration collects information about traffic accidents, including collisions that cause fatalities. Recently, AVVO evaluated that data and reported their observations. And while AVVO is a directory that helps people find attorneys to represent them, their report of the risky driving times is interesting.
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